Raise your hand if you are looking forward to the longer and warmer days of summer! It is nice to shed our jackets and sweaters and trade them in for shorts and bathing suits. We are definitely ready to enjoy some fun in the sun.
One of the most popular summertime activities is enjoying time at the pool with friends and family. If you own a pool or spa, it is critical that you take steps to ensure the safety of everyone, especially young children, in and around the water. The U.S. Consumer Product Safety Commission reports show an average of 6,200 people received emergency care for injuries suffered in swimming pools or spas each year going back to 2018.
Here are a Few Tips to Keep You and Others Safe!
- Maintain a lockable and secure fence (minimum of 4 feet) or screen enclosure surrounding the entire swimming pool
- Remove pool covers completely before swimming and remember to properly secure them when the pool is no longer in use
- Avoid leaving pool toys in the swimming pool when they are no longer being used – the toys can attract children to the water
- Install an audible alarm to your swimming pool, gate, or door that will alert you if someone enters the area or pool while it is unattended
- Never leave children unattended while swimming or playing near a swimming pool
- If multiple adults are present, designate one of them to watch the children for a specific amount of time and then rotate – when everyone is watching, no one is watching
- Teach children basic water safety tips and enroll them in swimming lessons
- Make sure any pool and spa you use has compliant drain covers; ask your pool service provider if you do not know
- Secure all pool chemicals away from the swimming pool area and be sure to follow the instructions recommended by the manufacturer
- Learn CPR! Encourage your family members, friends, and even your babysitter to learn CPR
Finding the Right Insurance Coverage for Your Pool
Homeowners insurance typically helps pay to repair a pool if it is damaged by one of the risks covered by your policy. In addition, homeowners insurance includes liability coverage, which helps pay for expenses if a guest is injured at your pool. However, a pool increases your liability risk so you may want to increase your liability coverage and add a personal umbrella policy that provides liability coverage above the limits of your homeowners policy.
Being proactive about your insurance protection is always a good idea. We would be happy to speak with you about finding the right swimming pool coverage for you, so you can swim safely knowing you are protecting what matters most.
Let’s set up some time to talk so we can work together to ensure you have the right coverage and protection in place.