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Money Matters Newsletter

This month, my newsletter explores the following topics:

Summer is here and we’re almost halfway through the year. Please contact me if you would like to discuss your finances.


What ‘Non-Financial Assets’ Should Be Included In Your Estate Plan?

Most estate planning attorneys do a fantastic job helping their clients set up the proper legal structures to transfer financial assets, but they often don’t consider the intangibles. When you organize your will, trust and legal documents, don’t forget about your memories, values, traditions, philanthropic vision, key skills and beliefs.

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What Will Inflation Do To Your 401(k)?

Wall Street talking heads were stunned when April’s 4.2% official inflation figure came in way higher than they had expected. And when it comes to retirement accounts there’s one thing about inflation that really matters: It’s a risk that is not covered by the mainstream stock or bond funds in your 401(k).

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You Can Still Tap Free Money For College — Here’s How

Paying for college was a problem even before the Covid pandemic. Most have to borrow to pay for much of the cost of their degree. But there is another way.


The Median American Net Worth Is $121,700—Here’s How Your Credit Score Can Impact Your Net Worth


Credit and net worth might seem like two separate ideas, yet they work together to save you money and build wealth. By understanding the relationship between them, you can feel fully in charge of both.

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Michael M. Silverman is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY. Strategies for Wealth is not an affiliate or subsidiary of Guardian.

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

2021-122145 Exp. 6/23

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