This month, my newsletter explores the following topics:
- Everything you must know about “backdoor” Roth IRAs
- How to fix your credit score
- How families can negotiate for more college aid
- U.S. housing market’s inflation storm is coming
As we enjoy the summer and start thinking about the fall, please contact me if you would like to discuss your finances.
Everything You Must Know About “Backdoor” Roth IRAs
If you earn too much to contribute directly to a Roth IRA, there are still ways to move funds to this type of an account. One option to explore is called a “backdoor” Roth IRA.
How To Fix Your Credit Score
How scores are determined is often hidden and doesn’t treat all consumers equally. Here’s what to watch for, and what to do.
How Families Can Negotiate For More College Aid: One Student’s Successful Appeal
As high school graduation festivities come to an end, a new milestone is ahead for families of first-year college students — making the first tuition payment. It may not be too late to ask for more money. Colleges and universities aim to boost enrollments, so there may be opportunities for incoming students to negotiate for more financial aid.
An Inflation Storm Is Coming For The U.S. Housing Market
Fast-rising housing costs have helped cause the largest increase in inflation since 2008. But the way that government statisticians track the price of consumer goods may be missing just how explosive home-price growth really has been in recent months.
Michael M. Silverman is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY. Strategies for Wealth is not an affiliate or subsidiary of Guardian.
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2021-124695 Exp. 7/23