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Money Matters Newsletter


This month, my newsletter explores the following topics:

As we enjoy the summer and start thinking about the fall, please contact me if you would like to discuss your finances.


Everything You Must Know About “Backdoor” Roth IRAs

If you earn too much to contribute directly to a Roth IRA, there are still ways to move funds to this type of an account. One option to explore is called a “backdoor” Roth IRA.

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How To Fix Your Credit Score

How scores are determined is often hidden and doesn’t treat all consumers equally. Here’s what to watch for, and what to do.

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How Families Can Negotiate For More College Aid: One Student’s Successful Appeal

As high school graduation festivities come to an end, a new milestone is ahead for families of first-year college students — making the first tuition payment. It may not be too late to ask for more money. Colleges and universities aim to boost enrollments, so there may be opportunities for incoming students to negotiate for more financial aid.

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An Inflation Storm Is Coming For The U.S. Housing Market

Fast-rising housing costs have helped cause the largest increase in inflation since 2008. But the way that government statisticians track the price of consumer goods may be missing just how explosive home-price growth really has been in recent months.

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Michael M. Silverman is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY. Strategies for Wealth is not an affiliate or subsidiary of Guardian.

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

2021-124695 Exp. 7/23

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