Alert text goes here

The Power of Compound Interest




This month, my newsletter explores the following topics:


Half of the year is behind us. This may be the time to measure progress and fine-tune strategies to meet your 2023 financial goals. Please contact me if I can be of help.


How To Avoid Paying Taxes On 401(k) Withdrawals

401(k)s and other workplace retirement plans are an excellent way to save for retirement while also saving money on taxes. But that doesn’t mean there aren’t any taxes associated with these accounts.

Read More


Good News For Homebuyers: Mortgage Rates Are Poised To Fall

According to® Chief Economist Danielle Hale, mortgage rates will stabilize over the short term and could begin to fall in the late summer and early fall. This could make it a more affordable time to buy a home, especially for those who have been waiting on the sidelines.

Read More


The Most Important Retirement Table You’ll Ever See

Motley Fool presents a table that shows the power of compound interest over time. The table shows how much money you could have saved for retirement if you started saving at a young age and invested regularly.

Read More


Should I Keep Accounts Open At Multiple Banks?

Having multiple bank accounts can be a smart way to organize your finances and earn higher interest rates. However, it’s important to choose the right banks and accounts for your needs and to be aware of the potential downsides of having multiple accounts.

Read More



Michael M. Silverman is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY.  Silver Lining Insurance Agency, Inc. is not an affiliate or subsidiary of Guardian.


Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.


2023-157805 Exp. 6/25

Thank You

We have received your request and will be in touch with you shortly!