Alert text goes here

Money Matters Newsletter

 

 

 

This month, my newsletter explores the following topics:

 

Events in the economy call our attention to our finances nearly every day. If you would like to discuss your finances, please contact me.

 

Here Are The New 2023 Tax Brackets — And How To Determine Yours

Americans could save on taxes this year because of historically large inflation adjustments set by the IRS. Tax bracket changes could result in a slight decrease in the tax rates for some individuals, but not for others.

Read More


 

Here’s When Taking Out A 401(k) Loan Actually ‘Makes Sense,’ Says Advisor

Taking a loan against your 401(k) savings is generally a bad idea — but using the money as a short-term “bridge loan” may be an exception.

Read More


 

What To Know About Bank Deposits And The FDIC Deposit Insurance Fund

Financial institutions pay quarterly into the Deposit Insurance Fund or “DIF,” and the size of their fees is based on an assessment of the institution’s size and risk profile. The account exists to repay insured depositors when a financial institution fails, explained Greg McBride, chief financial analyst at Bankrate.com. How will it work this time?

Read More


 

How To Pay For College Without Loans

It may be challenging to graduate college without any loans, but there are ways to at least decrease your debt burden.

Read More

 

 

Michael M. Silverman is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY.  Silver Lining Insurance Agency, Inc. is not an affiliate or subsidiary of Guardian.

 

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

 

2023-153648 Exp. 4/25

Thank You

We have received your request and will be in touch with you shortly!