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Money Matters Newsletter


This month, my newsletter explores the following topics:

Please contact me if you would like to discuss your finances.


What’s Your Strategy For Maximizing Your Social Security Benefits?

Deciding when to start taking your Social Security benefits can have significant financial consequences. Here are some of the factors you should think through.

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10 Habits That Drive Your Financial Growth

Between stagnating wages, growing debt, and a considerable increase in the cost of living, building your wealth from scratch seems futile. However, if you develop the following 10 habits, you will be able to drive your financial growth to the finish line.

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What Is A SEP IRA?

A SEP IRA can help both you and your employees set aside funds for the future. However, make sure your company and your long-term goals are a good match for this type of account.

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Is Mortgage Refinancing Right For You?

Low mortgage rates have helped fuel the competitive housing market, but for some homeowners, they offer an opportunity to save money through mortgage refinancing. For those on the fence about refinancing, there are several factors to consider.

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Michael M. Silverman is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY. Strategies for Wealth is not an affiliate or subsidiary of Guardian.

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

 2021-123498 Exp. 7/23


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