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Evolving Finance Strategies




This month, my newsletter explores the following topics:


It’s time to start thinking about year-end preparedness, so please contact me if you would like to discuss your finances.


9 Ways To Prepare Your Finances For A Recession

Economists put the chances of a recession in the next 12 to 18 months at 52 percent. Preparing your wallet for any downturn requires work long before the recession officially starts. Here are nine tips to help make sure your finances are more resilient during a downturn.

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What Are The Income Tax Brackets For 2022 Vs. 2021?

Depending on your taxable income, you can end up in one of seven different federal income tax brackets – each with its own marginal tax rate. Smart taxpayers are planning ahead.

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7 New Details On How Student Loan Cancellation Will Actually Work

President Biden’s highly anticipated federal student loan cancellation announcement last month created as many questions as it answered. A lot of details have been murky. Here’s the latest about how student loan cancellation will actually work.

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How A Recession Could Change The Housing Market, And What It Means For Homebuyers

A recession doesn’t unilaterally mean a good opportunity to buy a house. That depends on your individual financial situation. Here are some things to keep in mind as you decide whether or not the time is right to become a homeowner.

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Michael M. Silverman is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY. Strategies for Wealth is not an affiliate or subsidiary of Guardian.


Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.


2022-144592 Exp. 10/24

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