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Money Matters Newsletter

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  This month, my newsletter explores the following topics: 2022 tax year changes and key amounts When to update your wills or estate plans How much will home prices rise in 2022? How 401(k) rollovers work   I hope you’re enjoying spring. If you would like to discuss your finances, please contact me.   Tax… Continue reading Money Matters Newsletter

Silver Lining Insurance Agency Named A Top Personal Insurance Agency By Chubb

Silver Lining Insurance Agency is proud to announce it has been recognized by Chubb as a Personal Lines Cornerstone Agency, joining an elite class of insurance agencies nationwide.    Of the approximately 2,300 personal lines insurance agencies and brokerages that work with Chubb North America Risk Services, fewer than 12 percent earn the Cornerstone designation.… Continue reading Silver Lining Insurance Agency Named A Top Personal Insurance Agency By Chubb

Money Matters Newsletter

The woman hand is putting a coin in a glass bottle and a pile of coins on a brown wooden table,Investment business, retirement, finance and saving money for future concept.

  This month, my newsletter explores the following topics: 2022 changes to 401(k) limits and backdoor Roth IRAs Three reasons to keep your estate plan updated How to figure out college education ROI How to fight rising inflation with your tax return   As we get further into 2022, please contact me if I can… Continue reading Money Matters Newsletter

Protect Your Business With Cyber Insurance

The vast majority of cyberattacks happen to small and mid-sized businesses. SMBs make good targets for many reasons.  They often lack sufficient security measures and personnel that can identify potential threats.  SMBs often hold sensitive data, like credit card information, that is valuable to hackers and many do not follow best practices for backing up… Continue reading Protect Your Business With Cyber Insurance

Money Matters Newsletter

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  This month, my newsletter explores the following topics: Tax changes you need to know before filing Spiking inflation for mortgages and homeowners A 2022 guide to key dates for retirees Three student loan changes in 2022   As 2022 gets into full swing, please contact me if you would like to discuss your finances.… Continue reading Money Matters Newsletter

Umbrella Insurance: Everything You Need to Know

An umbrella policy, or excess liability coverage, provides liability protection above your standard homeowner, auto, or boat insurance and may cover you for claims that are excluded by your other liability policies.  It is designed to help protect you from major claims and lawsuits and protect your assets and your future.   It’s important to… Continue reading Umbrella Insurance: Everything You Need to Know

Money Matters Newsletter

  This month, my newsletter explores the following topics: How to lessen the impact of skyrocketing prices How to talk about money with your children Applying Buffett’s investment approach to real estate Lower taxes on required minimum distributions   As we enter this new year, please contact me if you would like to discuss your… Continue reading Money Matters Newsletter

Home Inventory Checklist

  A LIST OF YOUR BELONGINGS WILL MAKE FILING AN INSURANCE CLAIM MUCH EASIER   The threat of loss of property from fire, theft, or other causes is always present. An accurate inventory and proof of ownership at the time of a loss can make claim settlement easier and faster. A thorough inventory takes time… Continue reading Home Inventory Checklist

Money Matters Newsletter

  I trust this message finds you well.   Soon, you are going to start receiving a new personal finance newsletter that I’ve put together. Each monthly issue will bring you several articles that are highly regarded by people who are serious about their finances. I know you probably get a lot of emails —… Continue reading Money Matters Newsletter

Holiday & New Year Greetings








New Year’s Greeting From Michael M. Silverman, CLU, ChFC, CIC

President & Ceo | Silver Lining Insurance Agency, Inc.


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In just one year, a lot can change in your life. Perhaps you bought a new car or house, changed careers or retired, got married, or had a child or a grandchild come into your life.  We don’t always think about our insurance needs during these exciting times, but failure to make updates to your policies when your life situation changes can lead to gaps in coverage. That’s why we recommend an annual insurance review.  Once a year, let’s spend a few moments together to make sure you have the correct coverages in place for you and your family. You do not want to keep coverages that you no longer need, and you especially do not want to be unaware that you’re not covered enough! Life changes and insurance changes go hand-in-hand.





As technology becomes more sophisticated and increasingly integrated into both our personal and professional lives, the risks that sensitive data could be compromised continue to rise.  Businesses of all sizes face cyber risk and need to manage and mitigate risk both before and after a breach. The financial impact of a cyber-attack can be devastating to any business and includes data loss, employee downtime, and the cost of restoring operations. Theft of personal data, such as Social Security numbers and bank and credit card information, can have significant financial consequences for individuals. All our various devices, including computers, phones, and gaming devices, are susceptible to a cyber-attack that could be used to run up fraudulent charges, steal your identity, and block access to your personal information.  There are many things you can do to protect yourself online, like creating strong passwords and using antivirus solutions, malware, and firewalls to block threats.  Unfortunately, there is no guarantee that your business will be safe or that your personal information will not be shared or hacked At SLIA, we understand the complexity of cyber threats as they relate to your business and your personal life.



Give us a call and we can schedule some time to talk.  We look forward to answering your questions and putting the proper protections in place to safeguard you, your family, and your business.


With our best wishes for a happy, healthy & prosperous New Year!  🍾 🥂




Michael M. Silverman CLU, ChFC, CIC
President & CEO
Silver Lining Insurance Agency, Inc.

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