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Coverage and Risk Management Solutions for All Businesses


Commercial insurance strengthens your company by minimizing the risk of loss. As a business owner, you know that you need a number of different types of insurance to protect your business. Do you know which and how much of each coverage you need? Every business and every business owner is unique! What works for you may not work for the business down the street. As your trusted advisor, Silver Lining Insurance Agency (SLIA) puts our insurance and industry experience to work for you. We are experts in helping businesses anticipate, understand, and manage risk. Together, we evaluate your risks and determine the proper coverage solutions for you and your business.

As our client, the success of your business is our top priority. We work with you, as a partner, to ensure your business risks are effectively managed and reduced to keep you protected now and in the future. Our specialized approach offers you superior business protection and delivers unparalleled results. Our clients include a wide range of diverse businesses, including but not limited to medical professionals, property owners, distributors, manufacturers and financial service professionals. From small to large businesses, we provide comprehensive coverage portfolios to meet your business needs.

SLIA proudly blends dedicated personal attention, industry knowledge, and the convenience of the latest technology to provide our clients with the risk management guidance they need. We know small businesses because we are a small business! Our portfolio of business insurance products & services includes, but is not limited to:

Most businesses need insurance protection that covers their property, including building, equipment and furniture, as well as liability from lawsuits.  These various policies can help a business owner pick up the pieces after an unexpected loss. 

  • Business Interruption
  • Business Owners Policy (BOP)
  • Builders Risk
  • Commercial General Liability
  • Commercial Property
  • Umbrella


Workers’ comp provides your employees with benefits should they have a work-related injury or illness.  Workers comp also provides benefits for the business owner.

  • NYS Disability

Professional liability insurance helps cover you and your business if you are sued for negligence, even if you haven’t made a mistake.  Specialty insurance covers unique items, services or risks and falls outside what standard insurance policies cover.

  • Crime
  • Cyber Liability 
  • Directors & Officers Liability (D&O)
  • Errors & Omissions Liability (E&O)
  • Employment Practices Liability (EPLI)
  • Group Excess
  • Malpractice

Commercial auto insurance cover vehicles registered to the business.

  • Corporate
  • Executive
  • Fleet

At SLIA, we insure your business so you can focus on what matters most. We pair our commercial and personal insurance product knowledge with integrity and responsiveness while offering innovative insurance solutions that best meet your needs.

"In the few years that we’ve worked together, I’ve found Michael Silverman to be a knowledgeable advisor, straight-shooter and trustworthy financial ally."
Brian K.
"Michael is among the most responsive and helpful professionals I have ever worked with. He is always quick to respond, support, and guide his customers. We feel so fortunate to have found him and thankful for his guidance with all of our insurance needs. Five-star service. Thank you, Michael!"
Sara D.
"I have ALWAYS valued my relationship with Michael. Over the years, as I struggled to get back on my feet after the 2008 collapse of my business AND personal life, Michael and his team were there for me. I’ll NEVER forget all they did during that LONG rough patch!! God Bless and I wish Michael and his team all the best in their new agency!!"
John H.
"My husband and I have all our personal insurance with Michael and his team. This past year we needed help handling an important issue and even though it required a lot of time and we had many questions, we always received immediate answers, a lot of support, and helpful follow-up. The responsiveness and customer focus are outstanding and we couldn’t be happier!"
Debbie L.
"I got my very first insurance policy through Michael! He was so helpful with all of my questions and very patient in explaining things to me that I didn’t understand.
Thank you!"
Marisa P.
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